Business Credit Cards | Chase.com (2024)

Table of Contents
Explore your benefits Select your Ink card Ink Business Unlimited® Get employee cards at no additional costSame page link to footnote reference* Built-in protections for the unexpected Get more with recurring bill paySame page link to footnote reference* Travel and Purchase Protection Coverage Ink Business Cash® Get employee cards at no additional costSame page link to footnote reference* Built-in protections for the unexpected Get more with recurring bill paySame page link to footnote reference* Travel and Purchase Protection Coverage Ink Business Preferred® Get employee cards at no additional costSame page link to footnote reference* Pay no foreign transaction feesSame page link to footnote reference* Built-in protections for the unexpected Get more with recurring bill paySame page link to footnote reference* Ink Business PremierSM Get employee cards at no additional costSame page link to footnote reference* Travel confidently Powerful protections built in Account management made simple Inspiration Resources How to build credit as a new business Grow your business using credit card rewards Merging cultures one scoop at a time Putting a business line of credit to work 5 tips to help grow your small business 12 tips to promote your business More products for your business Same page link returns to footnote reference* Card Details for Ink Business Unlimited Same page link returns to footnote reference* Card Details for Ink Business Cash Same page link returns to footnote reference* Card Details for Ink Business Preferred Same page link returns to footnote reference* Card Details for Ink Business Premier FAQs References

Explore your benefits

Select your Ink card

Ink Business Unlimited®

Business Credit Cards | Chase.com (1)

Make running your business even more rewardingSame page link to footnote reference*

Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.

You can redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. Cash Back rewards do not expire as long as your account is open.

Flexible Cash Back Rewards

Use your card to book travel through Chase Ultimate Rewards®. Find inspiration and book your trip with no travel restrictions or blackout dates when you book airline tickets through Chase Ultimate Rewards®.

Search and book travel

Choose cash back and more including gift cards for you, your employees or clients. Or Shop with Points at Amazon.comSame page link to footnote reference* to purchase business essentials.

Redeem for cash back

Explore gift cards

Shop with points

Account Management Made Simple

Manage your account anywhere, anytime with Chase Business Online. Setup account alerts,Same page link to footnote reference* make payments, track expenses, and secure your account with card lock/unlock.

Continue to my account

Business Credit Cards | Chase.com (2) Business Credit Cards | Chase.com (3)

Get employee cards at no additional costSame page link to footnote reference*

Earn rewards on every day business purchases and monitor employee purchases in real time.

Add employee cards

Business Credit Cards | Chase.com (4) Business Credit Cards | Chase.com (5)

Built-in protections for the unexpected

Zero Liability ProtectionSame page link to footnote reference* - Zero Liability means you won't be held responsible for unauthorized charges made with your card or account information.

Fraud alertsSame page link to footnote reference* – We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. To make sure we have your contact information, please log into chase.com and click on the Change Mailing Address, phone, and/or email link to edit your preferences.

Business Credit Cards | Chase.com (6) Business Credit Cards | Chase.com (7)

Get more with recurring bill paySame page link to footnote reference*

Automatically earn rewards on your monthly bills

Explore recurring payments

Business Credit Cards | Chase.com (8) Business Credit Cards | Chase.com (9)

Travel and Purchase Protection Coverage

Travel BenefitsSame page link to footnote reference* –The benefits that come with being an Ink Business Unlimited® Cardmember make it easier than ever to travel smart.

Purchase ProtectionSame page link to footnote reference* –Shop confidently knowing that your purchases are protected by built-in benefits when you use your INK Business Card.

View protection benefits

Ink Business Cash®

Business Credit Cards | Chase.com (10)

Make running your business even more rewardingSame page link to footnote reference*

Earn 5% cash back on the first $25,000 spent in combined purchases each account anniversary year at: •Internet, cable and phone services •Office supply stores

Earn 2% cash back on the first $25,000 spent in combined purchases each account anniversary year at: •Gas stations •Restaurants

Earn unlimited 1% Cash Back on all other purchases.

Rewards do not expire as long as your account is open.

Flexible Cash Back Rewards

Use your card to book travel through Chase Ultimate Rewards®. Find inspiration and book your trip with no travel restrictions or blackout dates when you book airline tickets through Chase Ultimate Rewards®.

Search and book travel

Choose cash back and more including gift cards for you, your employees or clients. Or Shop with Points at Amazon.comSame page link to footnote reference* to purchase business essentials.

Redeem for cash back

Explore gift cards

Shop with points

Account Management Made Simple

Manage your account anywhere, anytime with Chase Business Online. Setup account alerts,Same page link to footnote reference* make payments, track expenses, and secure your account with card lock/unlock.

Continue to my account

Business Credit Cards | Chase.com (11) Business Credit Cards | Chase.com (12)

Get employee cards at no additional costSame page link to footnote reference*

Earn rewards on every day business purchases and monitor employee purchases in real time.

Add employee cards

Business Credit Cards | Chase.com (13) Business Credit Cards | Chase.com (14)

Built-in protections for the unexpected

Zero Liability ProtectionSame page link to footnote reference* - Zero Liability means you won't be held responsible for unauthorized charges made with your card or account information.

Fraud alertsSame page link to footnote reference* – We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. To make sure we have your contact information, please log into chase.com and click on the Change Mailing Address, phone, and/or email link to edit your preferences.

Business Credit Cards | Chase.com (15) Business Credit Cards | Chase.com (16)

Get more with recurring bill paySame page link to footnote reference*

Automatically earn rewards on your monthly bills

Explore recurring payments

Business Credit Cards | Chase.com (17) Business Credit Cards | Chase.com (18)

Travel and Purchase Protection Coverage

Travel BenefitsSame page link to footnote reference* –The benefits that come with being an Ink Business Cash® Cardmember make it easier than ever to travel smart.

Purchase ProtectionSame page link to footnote reference* –Shop confidently knowing that your purchases are protected by built-in benefits when you use your INK Business Card.

View protection benefits

Ink Business Preferred®

Business Credit Cards | Chase.com (19)

Powerful ways to earnSame page link to footnote reference*

Earn 3 points per $1 on the first $150,000 spent in combined purchases each account anniversary year on: •Advertising purchases made with social media sites and search engines •Shipping purchases •Internet, cable and phone services •Travel, including airfare, hotels, rental cars, train tickets and taxis

Earn unlimited 1 point per $1 on all other purchases:

Points do not expire as long as your account is open

Experience the power and flexibility of your points

Choose cash back and more including gift cards for you, your employees or clients. Or Shop with Points at Amazon.comSame page link to footnote reference* to purchase business essentials.

Redeem for cash back

Explore gift cards

Shop with points

Points are worth 25% moreSame page link to footnote reference* when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel. Book a relaxing getaway - or your next business trip.

Search and book travel

Transfer points to leading frequent travel programs at full 1:1 value - that means one Chase Ultimate Rewards point equals one partner mile.

Transfer points

Account Management Made Simple

Manage your account anywhere, anytime with Chase Business Online. Setup account alerts,Same page link to footnote reference* make payments, track expenses, and secure your account with card lock/unlock.

Continue to my account

Business Credit Cards | Chase.com (20) Business Credit Cards | Chase.com (21)

Get employee cards at no additional costSame page link to footnote reference*

Earn rewards on every day business purchases and monitor employee purchases in real time.

Add employee cards

Business Credit Cards | Chase.com (22) Business Credit Cards | Chase.com (23)

Pay no foreign transaction feesSame page link to footnote reference*

You'll pay no foreign transaction fees on purchases made outside the U.S., no matter where your business takes you.

Business Credit Cards | Chase.com (24) Business Credit Cards | Chase.com (25)

Built-in protections for the unexpected

Cell Phone ProtectionSame page link to footnote reference* - Get up to $1,000 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred credit card. Maximum of 3 claims in a 12 month period with a $100 deductible per claim.

Trip Cancellation/Interruption Insurance – If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Same page link to footnote reference*

View protection benefits

Business Credit Cards | Chase.com (26) Business Credit Cards | Chase.com (27)

Get more with recurring bill paySame page link to footnote reference*

Automatically earn rewards on your monthly bills

Explore recurring payments

Ink Business PremierSM

Business Credit Cards | Chase.com (28)

A Pay in Full card with powerful spend potential

Ink Business Premier is built for businesses who prefer to pay their balance in full each month. With rich rewards, premium benefits, and spend potential built for business, it's a new way to get the most out of your expenses.

Need a little more time? Ink Business Premier has flexibility built in. Exclusive to Ink Business Premier: Pay off eligible purchases over time with interest — up to your Flex for Business limit.Same page link to footnote reference* All other purchases must be paid in full each month.

Explore Flex for Business

Unlimited earn potentialSame page link to footnote reference*

Invest your cash back into your business — from innovation and technology to everyday expenses.

Unlimited 2% cash back on every purchase

Turn all your business expenses into rewards with unlimited 2% cash back on every purchase.

Unlimited 2.5% cash back on large purchases

Large purchases earn learger rewards— earn a total of 2.5% cash back on every purchase of $5,000 or more— that's $250 on a purchase of $10,000.

Unlimited 5% cash back on travel purchased through Ultimate Rewards®

Make business travel more rewarding with a total of 5% cash back on travel purchased through Ultimate Rewards.

Flexibility. Value. Rewards built for more.

With no minimum redemption amount, your unlimited cash back is always ready to be redeemed through Chase Ultimate Rewards®.

Cash Back Invest your cash back into your business— from innovation and technology to everyday expenses. Redeem for cash back

Shop with points Use your points to pay for your business purchases at Amazon.com or PayPal— including tax and shipping.Same page link to footnote reference* Shop with points

Travel Book your next business trip with points— flights, hotels, car rentals and more. Plus, enjoy no restrictions or blackout dates on airfare booked through Ultimate Rewards. Shop with points

Gift cards and more Redeem for gift cards to over 175+ brands, Apple® products, and more— your points don't expire as long as your account is open. Explore gift cards

Business Credit Cards | Chase.com (29) Business Credit Cards | Chase.com (30)

Get employee cards at no additional costSame page link to footnote reference*

Ink Business Premier is built with spend potential in mind— so you can add employee cards with confidence. There's no additional cost for employee cards and you can monitor spend with digital tools like purchase alertsSame page link to footnote reference*, set spending limits, reporting and more.

Expand the power of cash back for your business— when your employees purchase, your business earns cash back.

Add employee cards

Business Credit Cards | Chase.com (31) Business Credit Cards | Chase.com (32)

Travel confidently

Enjoy robust travel protections and benefits including
No foreign transaction feesSame page link to footnote reference*Trip Delay Reimbursem*ntSame page link to footnote reference*Baggage Delay InsuranceSame page link to footnote reference*Auto Rental Collision Damage WaiverSame page link to footnote reference*

View travel protection benefits

Business Credit Cards | Chase.com (33) Business Credit Cards | Chase.com (34)

Powerful protections built in

Purchase with confidence. Your card comes with built-in protections like Fraud protection, Zero Liability ProtectionSame page link to footnote reference*, Purchase ProtectionSame page link to footnote reference* and Extended Warranty Protection.Same page link to footnote reference*

Your card comes with built-in Cell Phone ProtectionSame page link to footnote reference*

Business Credit Cards | Chase.com (35) Business Credit Cards | Chase.com (36)

Account management made simple

Manage you account anywhere, anytime with Chase Business Online. Setup account alertsSame page link to footnote reference*, make payments, card lock and unlock, track expenses, and view your Flex for Business balance.Same page link to footnote reference* Plus, with automatic payments, you can rest easy knowing your card is paid on time, every time.

Continue to my account

Inspiration

Learn how Ink helps small business owners do more

Business Credit Cards | Chase.com (37) opens video modal

Peter Cho
Owner of Han Oak
Three generations of the Cho family all contribute to Han Oak's unique atmosphere.

Business Credit Cards | Chase.com (39) opens video modal

Chuck and Holgie Caplinger
Co-Owners of Desert Art Studio
The Caplingers built an oasis of creativity in the East Mojave Desert.

Business Credit Cards | Chase.com (41) opens video modal

Luis Arce Mota
Owner of La Contenta Oeste
Owning and operating a restaurant is Luis's dream come true.

JPMorgan Chase Bank, N.A. Member FDIC

Resources

Business Credit Cards | Chase.com (43) Business Credit Cards | Chase.com (44)

How to build credit as a new business

Having good credit is a crucial element of running a successful, long-lasting business. Much like personal credit, business credit signals to lenders how your company handles its finances and, specifically, its debt.

Business Credit Cards | Chase.com (46) Business Credit Cards | Chase.com (47)

Grow your business using credit card rewards

Customers have to spend money to earn rewards— especially when you use your card to make purchases that you would have made anyway. But these credit card rewards aren't always one-size-fits-all.

Business Credit Cards | Chase.com (49) Business Credit Cards | Chase.com (50)

Merging cultures one scoop at a time

How does this L.A-based ice cream brand provide a connection and an escape with every scoop? Read their sweet story.

Business Credit Cards | Chase.com (52) Business Credit Cards | Chase.com (53)

Putting a business line of credit to work

Is your business growing? Seeking capital for short-term expenses? Preparing for the unexpected? A line of credit may be the solution. Learn when a line of credit might be the right financing option for you.

Business Credit Cards | Chase.com (55) Business Credit Cards | Chase.com (56)

5 tips to help grow your small business

As a smart business owner, you're likely often thinking about new ways to make your business grow. There are many ways to achieve growth, from adding and better managing customers to expanding products and services.

Business Credit Cards | Chase.com (58) Business Credit Cards | Chase.com (59)

12 tips to promote your business

Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions and find the right checking account for you.

View more articles on the Knowledge Center >

Not yet an Ink cardmember?

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More products for your business

Business checking

Merchant Services

Business credit cards

Business lending

Same page link returns to footnote reference* Card Details for Ink Business Unlimited

Cash Back And Points: See your Rewards Program Agreement open in a new window for more details.

Amazon Shop With Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.
Amazon.com Shop with Points service terms apply.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Recurring Payments: Please contact your service merchant for details on any fees that may be associated with paying your bill using a credit card.

Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

JPMorgan Chase Bank, N.A. Member FDIC

Same page link returns to footnote reference* Card Details for Ink Business Cash

Cash Back And Points: See your Rewards Program Agreement open in a new window for more details.

Amazon Shop With Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.Amazon.com Shop with Points service terms apply.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Recurring Payments: Please contact your service merchant for details on any fees that may be associated with paying your bill using a credit card.

Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

JPMorgan Chase Bank, N.A. Member FDIC

Same page link returns to footnote reference* Card Details for Ink Business Preferred

Cash Back And Points: See your Rewards Program Agreement open in a new window for more details.

Amazon Shop With Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.
Amazon.com Shop with Points service terms apply.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Recurring Payments: Please contact your service merchant for details on any fees that may be associated with paying your bill using a credit card.

Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

JPMorgan Chase Bank, N.A. Member FDIC

Same page link returns to footnote reference* Card Details for Ink Business Premier

Cash Back And Points: See your Rewards Program Agreement open in a new window for more details.

Amazon Shop With Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.
Amazon.com Shop with Points service terms apply. Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates. PayPal is a trademark of PayPal, Inc., registered in the United States and other countries.

Flex for Business: We may assign a portion of your Credit Access Line for use with Flex for Business. Flex for Business allows a portion of your Credit Access Line to be used for qualifying purchases over time, with interest. You can avoid interest on new Flex for Business purchases if you pay your entire statement New Balance by the due date and time. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count: balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, or wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. A "qualifying purchase" is a purchase of a set dollar amount or higher that we will communicate to you when you are approved for the card. When you use your card for qualifying purchases, they will automatically be included in your Flex for Business balance, provided there is enough available credit in your Flex for Business limit for the entire qualifying purchase amount. We will post your Flex for Business limit and qualifying purchases amount on chase.com. We may cancel, change or restrict your Flex for Business limit and qualifying purchase amount at any time.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

No Foreign Transaction Fees: See Cardmember Agreement for details.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

JPMorgan Chase Bank, N.A. Member FDIC

Business Credit Cards | Chase.com (2024)

FAQs

Is it easy to get approved for a Chase business credit card? ›

Your Chase Ink Preferred card approval odds are good if you are a business owner with a personal credit score of 700+, which is considered at least good credit. Approval odds for the Chase Ink Preferred card will be influenced by your annual income and existing debts.

What credit score is needed for a Chase business credit card? ›

To qualify for Chase's Ink business cards, you must have good to excellent credit, which is defined as a FICO credit score of 670 or above. Although these are business cards, Chase will use your personal credit score when considering your application.

Does Chase do a hard pull for business credit card? ›

When you initially apply, the business owner is considered personally responsible for debt accrued by the business. Therefore, there will be a hard inquiry to your personal credit report.

What is the starting limit for Chase business credit card? ›

According to Chase, the minimum credit limit for the Ink Business Unlimited® Credit Card is $3,000. Credit limits above $25,000 may require additional review. Can I get the Ink Business Unlimited® Credit Card for a startup?

What is the hardest Chase card to get approved for? ›

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: Chase Sapphire Reserve® is one of the hardest credit cards to get approved for by virtue of the fact that it is one of the best rewards cards on the market. From its initial bonus of 60,000 points to the ...

What FICO score is needed for Chase credit card? ›

Most Chase credit cards are intended for consumers with good to excellent credit scores (FICO® Score of 670 or higher). A score above 700 is even better and gives you a strong chance at approval.

What is the 5 24 rule for Chase? ›

Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

What is the easiest Chase credit card to get? ›

The Chase Freedom Rise® card is the easiest Chase credit card to get. But you still need good credit to get approved for the Chase Freedom Rise.

Who does Chase business pull credit from? ›

Based on anecdotal information, Chase generally uses credit data from Experian. However, Chase may opt to review your Equifax or TransUnion credit reports instead depending on which state you live in. That said, Chase reports account information to all three credit bureaus.

How long does it take to get a business credit card from Chase? ›

After being approved, new Chase business credit cards should arrive by mail in 7-10 business days.

Can I get a Chase business card without an EIN? ›

Yes, you can apply for some business credit cards without an EIN, but not all credit cards will accept you. Learn more about applying for a business credit card without an EIN. Continue.

Does applying for a Chase business card hurt your credit? ›

Because a business credit card is typically backed by the business owner's personal finances, there is the potential for more of an effect on one's personal credit score, which may see a small and temporary hit after a credit inquiry for a business card.

What is the 2 30 rule for Chase? ›

Chase 2/30 rule: Too many new cards in one month? Some credit card experts believe that Chase is also likely to decline new card applications if you have opened two credit cards within 30 days. This is known as the "2/30 rule." Because I had just opened two new cards, Chase was reluctant to let me open another.

Do you need an LLC for Chase business card? ›

Sole proprietors, partnerships, LLCs and corporations can all apply for a business credit card. You'll want to note that each type of entity may have different requirements or documentation needed for the application process.

How often can you get Chase business credit card? ›

Though there is no limit to the number of business cards you can apply for, you'll want to take into account that every application initiates a hard inquiry on your credit report.

Which Chase cards are easiest to get approved for? ›

We recommend the Chase Freedom Rise℠ as one of the easiest Chase cards to get approved for, thanks to its more lenient credit requirements. But if you already have good credit, consider applying for better rewards cards like the Chase Freedom Unlimited® and Chase Sapphire Preferred® Card.

Is it hard to get approved for a Chase credit card? ›

It is hard to get a Chase credit card because almost all cards offered by Chase require good credit or better for approval, which may be out of reach for the average consumer. For the most part, applicants need a 700 credit score and a steady income to have good approval odds for a Chase credit card.

Is it hard to get a business credit card with an LLC? ›

Corporate cards generally only require that your LLC is a registered business with a certain amount of money in the bank, with no credit or personal guarantee requirements.

What is the minimum for Chase business? ›

Here's a summary of the criteria you need to meet each statement period: $2,000 minimum daily ending balance. $2,000 in eligible deposits from your Chase QuickAccept® or other eligible Chase Payment Solutions transactions, or. $2,000 in eligible purchases from your Chase Ink Business Card, or.

References

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